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If you’re considering purchasing a Mercedes-Benz S, it’s vital to factor in the cost of insurance. Insurance is a significant aspect of car ownership, and understanding this financial commitment is crucial before making a decision.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Mercedes-Benz S Car Insurance Cost?
Usually, California Capital offers the most favorable option, with an annual cost of approximately $2,272 for full coverage insurance on a 2023 Mercedes-Benz S.
While California Capital’s rate can provide a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area often results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re available to help you compare quotes from different insurance providers to ensure you find the most favorable deal.
2023 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,272 |
| Mercury | $3,845 |
| 21st Century | $4,199 |
| Hartford | $4,942 |
| Alliance United | $5,341 |
| Farmers | $6,006 |
| Metropolitan | $6,055 |
| Allstate | $6,152 |
| Grange | $7,314 |
| Esurance | $7,342 |
2022 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,007 |
| Buckeye Insurance Group | $1,655 |
| American Family | $2,244 |
| California Capital | $2,294 |
| Clearcover | $2,342 |
| Western Reserve | $3,008 |
| Cincinnati Insurance | $3,087 |
| Westfield | $3,171 |
| Frankenmuth Mutual | $3,353 |
| Mercury | $3,588 |
2021 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $1,495 |
| Kemper Auto | Infinity | $1,732 |
| California Capital | $2,789 |
| Norfolk and Dedham Group | $3,174 |
| Mercury Insurance | $3,256 |
| National Grange Mutual | $3,358 |
| Arbella Insurance Group | $4,236 |
| Mercury | $4,326 |
| SECURA Insurance | $4,352 |
| Safety Group | $4,374 |
2020 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $575 |
| Mercury Insurance Company | $850 |
| Dairyland Auto | $1,944 |
| California Capital | $2,401 |
| New Jersey Manufacturers | $2,698 |
| Safeco | $2,770 |
| Penn National | $2,981 |
| Country | $3,107 |
| Mercury Insurance | $3,231 |
| Liberty Mutual | $3,366 |
2019 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $569 |
| Mercury Insurance | $742 |
| Grange Mutual | $1,314 |
| Penn National | $1,785 |
| Auto-Owners Insurance Co | $2,044 |
| Safeco | $2,057 |
| New Jersey Manufacturers | $2,100 |
| California Capital | $2,224 |
| Allied | $2,508 |
| Westfield | $2,603 |
2018 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $222 |
| Texas Farm Bureau Group | $1,359 |
| Clearcover | $1,856 |
| Capital Insurance Group | $1,899 |
| Direct Auto | $1,906 |
| California Capital | $1,925 |
| NatGen Custom 360 | $2,164 |
| Nationwide | $2,222 |
| Travelers | $2,347 |
| Hartford | $2,845 |
2017 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $556 |
| SafeAuto | $701 |
| National General | $1,115 |
| Dairyland | $1,162 |
| Texas Farm Bureau Group | $1,586 |
| Capital Insurance Group | $1,678 |
| Safety Group | $1,706 |
| Norfolk and Dedham Group | $1,762 |
| National Grange Mutual | $2,027 |
| Erie | $2,050 |
2016 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $417 |
| Clearcover | $821 |
| National General Value | $1,278 |
| SECURA Insurance | $1,482 |
| Penn National | $1,520 |
| California Capital | $2,206 |
| Georgia Farm Bureau | $2,382 |
| ACCC Insurance Company | $2,415 |
| Country | $2,569 |
| Mississippi Farm Bureau | $2,574 |
2015 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $544 |
| SafeAuto | $674 |
| SECURA Insurance | $956 |
| Texas Farm Bureau Group | $1,253 |
| Titan | $1,362 |
| Virginia Farm Bureau | $1,424 |
| Oregon Mutual | $1,585 |
| Mercury Insurance | $1,580 |
| Capital Insurance Group | $1,600 |
| North Carolina Farm Bureau | $1,624 |
2014 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $528 |
| Pekin Insurance | $1,111 |
| Mercury Insurance | $1,120 |
| Country | $1,238 |
| Texas Farm Bureau Group | $1,254 |
| Penn National | $1,421 |
| Safeco | $1,419 |
| Indiana Farmers Mutual Ins | $1,462 |
| National General Value | $1,500 |
| Buckeye Insurance Group | $1,712 |
2013 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $634 |
| SECURA Insurance | $822 |
| Mercury Insurance | $1,128 |
| Titan | $1,175 |
| United Farm Bureau of IN Group | $1,365 |
| Buckeye Insurance Group | $1,461 |
| North Carolina Farm Bureau | $1,499 |
| Pekin Insurance | $1,535 |
| Utica National Ins Group | $1,578 |
| Cameron Mutual Group | $1,595 |
2012 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $774 |
| Safeco | $1,033 |
| SECURA Insurance | $1,063 |
| SafeAuto | $1,118 |
| Virginia Farm Bureau | $1,330 |
| Mercury Insurance | $1,363 |
| Kemper Auto | Infinity | $1,373 |
| Plymouth Rock Assurance | $1,417 |
| Penn National | $1,635 |
| Texas Farm Bureau Group | $1,637 |
2011 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $296 |
| Mercury Insurance | $719 |
| Jupiter Auto Insurance | $778 |
| Safeco | $974 |
| Texas Farm Bureau Group | $949 |
| SafeAuto | $995 |
| Capital Insurance Group | $1,229 |
| SECURA Insurance | $1,439 |
| Mississippi Farm Bureau | $1,730 |
| Tower Insurance Company of New York | $1,841 |
2010 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $366 |
| Mercury Insurance | $573 |
| Kemper Auto | Infinity | $581 |
| SECURA Insurance | $967 |
| North Carolina Farm Bureau | $1,072 |
| New York Central Mutual Fire | $1,081 |
| National General RAD | $1,147 |
| Liberty Mutual | $1,422 |
| Plymouth Rock Assurance | $1,421 |
| SafeAuto | $1,437 |
Compare Mercedes-Benz S To Other Mercedes Models
- Mercedes-Benz B250 Car Insurance
- Mercedes-Benz C Car Insurance
- Mercedes-Benz Cla Car Insurance
- Mercedes-Benz Cls Car Insurance
- Mercedes-Benz E-Class Car Insurance
- Mercedes-Benz G Car Insurance
- Mercedes-Benz Gla Car Insurance
- Mercedes-Benz Glb 250 Car Insurance
- Mercedes-Benz GLC Coupe Car Insurance
- Mercedes-Benz GLE Car Insurance
- Mercedes-Benz GLS Car Insurance
- Mercedes-Benz SL Car Insurance
- Mercedes-Benz SLC Car Insurance
- Mercedes-Benz Metris Car Insurance
- Mercedes-Benz Sprinter Car Insurance
- Mercedes-Benz AMG GT Car Insurance
- Mercedes-Benz A Car Insurance
- Mercedes-Benz GLC Car Insurance
FAQs
Who has the cheapest car insurance for a Mercedes-Benz S?
In 2023, California Capital provides the least expensive car insurance rates for the Mercedes-Benz S.
Which company offers the best car insurance for a Mercedes-Benz S?
Based on their competitive pricing, comprehensive coverage, and top-notch customer service ratings, we believe California Capital offers the optimal car insurance choice for a Mercedes-Benz S.
